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Check the value of your car via Kelley Blue Book. If you’re driving an older model that is worth less than 10 times your insurance premium, consider dropping comprehensive and collision coverage, suggests the Insurance Information Institute, which could save you between $375 and $1,500 a year on that item alone, the group estimates. And always shop around for a new policy: According to J.D. Power, consumers who switched insurers saved an average of $388 in 2015.
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